FTC Warns about Online payday loans

October 9th, 2009

The FTC warns consumers about payday loans and offers alternatives.

Get a loan from your credit union
.
Many credit unions offer small loans for customers. Mine offers a 500 credit line and overdraft protection enable me to transfer up to 500 to my checking account online or at the ATM. check and see if your local credit union offers this. Maybe you should switch your checking account to a credit union. The fees they charge are low 10.5% APR. If I overdraw without transering the money overfirst I am charged only 5 dollars for the overdraft and the transfer blocks of $100 to cover the overdraft prevent multiple overdraft fees.

Shop for the credit offer with the lowest cost.

The payday loan fees very from $10 to $30 per hundred borrowed so shop around. Also talk to your creditors some loan companies allow you to skip a payment once in awhile. My auto loan company allows you to skip a payment once a year with no penalty other then interest on the the loan some home loans also offer this.

Contact your creditors
If you are having problems paying your bills talk to your creditors maybe you can get lower payments or you can skip a payment. They know times are tough right now and maybe willing to work with you.

Make a budget and keep to it

Track your experiences write down everything you spend and at the end of the week look for things you can eliminate or cut back on. try to save 20 to 100 a week so you have some cash for emergencies.

have a garage sale or sell some stuff on Craig’s list.
Sell some unneeded and unwanted stuff

Go back to school and increase your income
Find a way to increase your income and pay down your debts.

We are working on create the best site about payday loans and will be look for more alternatives to payday loans and will be create a new site soon

Online payday loans

October 9th, 2009


You can get a online cash advance up to $1000 deposited overnight to you bank account.

The amount you can borrow depends on your states laws and your income

No fax machine is required for this online payday loan click the link below to apply

Payday Loans up to $1000. 100% Online and Secure Application. Apply Now!

We have tested this loan our self and found it to be safe and reliable payday one is licensed in California and most other states

Be careful when dealing with unlicensed or offshore companies.


Online payday loans

October 9th, 2009

Out of cash can’t make it to next payday then a payday loan can help you get to payday.

Get cash deposited in to you bank account overnight pay back nextpayday
Receive up to $1500 in as little as one hour!

After getting a payday loan it time to review your budget you don’t want to get stuck taking out a payday loan just about every they can get expensive and you could get trapped in to getting payday loans too often review you expenses and see where yiu can save some cash. try to save some money each week so you will have saving to fall back on so you don’t need a payday loan

Google adsense updated the ads almost as soon as I posted I was change title to payday loans maybe I’ll start making some cash SEO ads pay almost nothing.

Can I be arrested for default on payday loan

October 9th, 2009

Can you get arrested for defaulting on a payday loan?

No you can’t be arrested for defaulting on payday loans or check advance loan. The loan company knew that you did not have cash in the bank when you wrote the check so bad check laws do not apply. If they threaten triple damages for a bounced check they can not get it they know the check was not good when they accepted it.

In fact it is against the law for them to threaten you with arrest

According to the Fair Debt Collections Practices Act (FDCPA), it is ILLEGAL for a payday loan company or any business to threaten a person with the possibility of being arrested for non payment of any debt. If they threaten you with arrest there is a good chance that they just let you out of the loan payment be sure to report them.

Google Chrome Review ***** 5 stars I love it

October 9th, 2009

I

have downloaded and installed Google Chrome install time with slow internet conection and power failure. 15 minutes. My power failed for about one minute 2 minutes after starting the install app the app handled the lose of interent connection and restarted the download with out any help from me. You should be able to download and install in about 10 minutes
Download Google chrome

Digg!


Much Much Much faster feels like Chrome upgraded my DSL too I can watch Videos now before videos hung or paused for long times. this is going to be my browser for now on. I will not use IE any more crashes to much some times causing a blue screen on my vista laptop. Microsoft needs to loosen the intergration of IE from the core OS! the OS should never crash because of a app crash!

I love Chrome my internet connect no longer seems slow feels like I upgrade my DSL too. I could not even watch videos before too choppy now no more hanging when watching videos not even a pause. :)

Features

  • Search from the address bar auto fill searches browser history as you type
  • Dynamic tabs you can drag a tab out of the browser to get a new window
  • new tabs page shows you your mosted visited web sites click the plus sign to open new tabs
  • Crash control does not crash like IE each tab is a independent process so if one tab crashes your browser does not lock up like IE.
  • incognito mode turns off history all new cookies are deleted after you close the incognito window. to open a incognito window click page icon select new incognito window
  • Safe browsing warns you if you’re about to visit a suspected phishing, malware or otherwise unsafe website
  • Instant bookmarks gust click the star next to the address bar and your done
  • Import settings IE setting bookmarks and history are imported on install
  • Simpler downloads no more download manager download status display in bottom of browser
What I like so far
  • Very Fast starts much faster IE takes days to open compare to Chrome new tabs open very fast
  • I can watch videos now without pauses or chop
  • switching between tabs is very fast Internet Explorer lags or locks up sometimes so this is great
  • Fast Bookmarks just click the star by the address bar
  • Crash proof
  • V8 JavaScript Virtual Machine, much faster java engine
  • more to come to bad I can’t remove IE
IE dies today Long live Chrome wish I could remove IE wait I can its called Linux just have to wait for linux version of Chrome. Vista sucks when does the Chrome OS come out

This entry was posted on Saturday, July 4th, 2009 at 6:46 pm and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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